Stop IRS Wage Garnishments
If you owe back taxes and don’t respond to IRS notices, the IRS may begin garnishing your wages. A wage garnishment allows the IRS to take a portion of each paycheck directly from your employer until your tax debt is paid or another resolution is reached.
Unlike many other creditors, the IRS generally does not need a court judgment before issuing a wage garnishment.
The sooner you take action, the more options you may have to stop or prevent a garnishment.
How IRS Wage Garnishments Work
Before garnishing your wages, the IRS generally must:
- Assess the taxes you owe.
- Send you notices requesting payment.
- Give you an opportunity to pay your balance or make other arrangements.
- Issue a Final Notice of Intent to Levy and provide you with the opportunity to request a hearing.
If no action is taken, the IRS may instruct your employer to withhold a portion of your wages and send those funds directly to the IRS.
Options to Stop a Wage Garnishment
Depending on your financial situation, you may be able to stop or prevent an IRS wage garnishment by:
- Setting up an IRS installment agreement.
- Applying for an Offer in Compromise if you qualify.
- Requesting Currently Not Collectible status due to financial hardship.
- Appealing the IRS’s collection action when appropriate.
- Resolving outstanding tax returns or other compliance issues.
Every situation is different, and the right solution depends on your financial circumstances.
How We Can Help
If your wages are already being garnished—or you’ve received notice that a garnishment may begin—it’s important to act quickly.
Led by CPA Roland Zita, with support from experienced Enrolled Agents and tax resolution professionals, our team works directly with the IRS to:
- Review your tax situation.
- Explain your available resolution options.
- Negotiate with the IRS on your behalf.
- Help stop or prevent wage garnishments whenever possible.
- Develop a long-term plan for resolving your tax debt.
Our goal is to help you regain financial stability while working toward a solution that fits your circumstances.
Schedule a Free Consultation
Don’t wait until more of your paycheck is withheld.
Schedule a free, confidential consultation to discuss your IRS tax debt and learn how we can help stop or prevent an IRS wage garnishment.